Anna Maria Andriotis

speaker

3,396 appearances 52 recordings 1 series first heard Jul 2017 last heard Dec 2022

Anna Maria Andriotis’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

No recordings in the last 12 months.Older appearances are listed below; set an alert to hear about the next one.

Appearances

newest first · ▶ plays the moment

WSJ Your Money Briefing · ‘Credit Washing’: How Some Credit-Repair Firms Inflate Credit Scores · 13 Dec 2022 podcast

Sometimes they'll say they are erroneous.

Other times they will say,

vague things like the debt was settled or we don't think this account belongs to this person.

They charge consumers usually on a monthly basis, sometimes as an upfront fee for doing this work.

When credit reporting firms receive these letters from credit repair firms, the credit reporting firms send those letters directly to the lender associated with your account.

So if you're saying, you know, this bank's credit card, that's not my account.

I don't know why it's on my credit report.

The credit reporting firm will send it to that particular bank.

Investigation will ensue.

So just because something gets removed because of a credit repair firm's help,

now doesn't mean that two months from now or down the road at some point, it's not going to get added back on.

Last year, U.S.

consumers reported roughly five hundred eighty eight thousand of these cases to the FTC.

That was up from one hundred fifty five thousand claims five years earlier.

Now,

The FTC says there's a variety of reasons, data breaches, new ways to commit identity theft, increased consumer awareness of how they can file these complaints.

But I think what's important to also be aware of is that mixed into these numbers are also the illegitimate cases that are being filed.

And the FTC has sued several credit repair firms in recent years for filing identity theft reports

via the FTC's website that were false.

The fact is that the purpose of creating this site was to make it easier for people to get an identity theft report in order to be able to file a claim with a credit reporting firm.

Showing 21–40 of 3,396 · page 2 of 170