Anne Tergesen

speaker

4,485 appearances 83 recordings 1 series first heard Jul 2017 last heard Feb 2025

Anne Tergesen’s voice in public audio — every appearance, attributed to the second.

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WSJ Your Money Briefing · Why Many Americans Are Retiring at Age 62, and Not Later · 3 May 2024 podcast

But if in general, there's a decent chance that people are going to retire a few years earlier than they had planned, that obviously that argues for maybe saving a little bit more so that you're in a better position at age 62 than you would be. matched

And you're not completely banking on certainty in the years in your 60s when things can really change. matched

We've profiled groups of people, some of whom retired with as much as $5 million and some of whom retired on Social Security. matched

And the really fascinating thing for us is that a lot of these people, they did experience this situation where maybe they had planned to work matched

And then either they could afford to retire early, and they did, or in a lot of cases, life threw them a curveball. matched

They ended up retiring sooner than planned. matched

And a lot of those people who don't have big nest eggs, it's been very interesting to see the ways that they make do. matched

And a lot of them really care. matched

do manage to have very fulfilling lives in retirement on budgets that maybe they hadn't foreseen. matched

And it's been really heartening to see the ways that people are very creative in their approaches to what they do in retirement. matched

There was one woman who I really enjoyed speaking to who lived in Florida, and she would travel with her boyfriend. matched

They would go to Nova Scotia every summer in an RV camper and just park on a beach and live there for the summer. matched

And it was great. matched

It was great. matched

And then she would go to Toronto and visit her grandchildren and rent an Airbnb in a kind of a cheap basement apartment and down the block from her grandchildren and spend time with them. matched

So it was just a lesson to me in how you can really have some very fun adventures without spending a lot of money. matched

WSJ Your Money Briefing · Your Financial Adviser’s Conflicts Could Put Your Money at Risk · 15 Apr 2024 podcast

If I'm your advisor and I'm charging you 1% of your portfolio, I get paid more when your portfolio does well and goes up. matched

So, you know, if I'm making good investment decisions, then that's going to benefit both you and me in tandem. matched

With the commissions, the incentive is to sell you products, whether you actually need them, whether they're actually in your best interest or not. matched

It's become increasingly popular for advisors to charge fees rather than commissions. matched

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