Anne Tergesen

speaker

4,485 appearances 83 recordings 1 series first heard Jul 2017 last heard Feb 2025

Anne Tergesen’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

No recordings in the last 12 months.Older appearances are listed below; set an alert to hear about the next one.

Appearances

newest first · ▶ plays the moment

WSJ Your Money Briefing · How Retirees Get By on Almost Nothing But Social Security · 12 Jan 2024 podcast

She's also qualified for discounts on her property taxes and on her utility bills, including her cell phone. matched

She's able to stretch her Social Security check, which is just over $1,000 a month. matched

She's able to stretch that more by virtue of getting these discounts on various fixed costs of living. matched

So I spoke to another woman. matched

Her name is Barbara Talsman, and she was also very inspiring. matched

She is somebody who loves to travel, and throughout her career, she really prioritized travel and adventure, and so did her ex-husband, and they spent a lot of their discretionary income on travel. matched

She didn't really focus on saving until… matched

Five to 10 years before she retired, she started to put away money and she was able to put away a significant amount. matched

She's got over $150,000 now in a retirement account. matched

And so Barbara was able to put away quite a bit of money towards the end of her career and really make a difference and build up not a huge nest egg, but a decent nest egg. matched

I took that lesson from her completely. matched

You can really only wait until age 70. matched

So the earliest you can claim is age 62, and it doesn't really make any sense to wait beyond age 70 because what happens is for every month that you delay between age 62 and age 70, Social Security increases your monthly benefit amount. matched

So after age 70... matched

they no longer increase it. matched

So in effect, it doesn't make sense to wait longer than age 70. matched

However, the difference between age 62 and age 70 is large. matched

For people who can afford to wait to start claiming, it can really pay to wait, and then you can maximize your benefit. matched

And couples matched

have a lot of opportunities there because the lower earning spouse can start claiming relatively early. matched

Showing 841–860 of 4,485 · page 43 of 225