Anthony O'Neal

speaker

6,829 appearances 18 recordings 1 series first heard Jun 2026 last heard 12 Aug

Anthony O'Neal’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 18 in all, peaking in Jul 2026 with 8.

Appearances

newest first · ▶ plays the moment

The Table with Anthony ONeal · How Much You Should Have Saved for Retirement by 40, 50, 60 & What To Do If You’re Behind · 10 Aug 2026 podcast

I'ma be there soon, in about eight years. matched

This is where I see the most anxiety in our community, specifically the African-American community. matched

And I understand why. matched

The manual on late start anxiety in my audience is real. matched

Over half of you all, I would say not half, about 28% of you all are 45 and older. matched

So the benchmark for age 50 is roughly six times your annual salary, six times. matched

Your annual salary. matched

So let's break it down. matched

Hopefully we can have this up on the screen some kind of way. matched

If you say if you're making, let's say $70,000, this means you should have about $420,000 saved and invested by 50. matched

Now, here is the part nobody really wants to have a conversation about. matched

If you're not there and statistically most people are not, you are not out of the game. matched

Again, I'm not here to shame you. matched

I'm not here to make you fearful. matched

I'm here to give you guidance. matched

You have a tool most 40 year olds don't have and it's called the catch up contributions. matched

I. So if you're 50 plus, you have this tool called catch up contributions. matched

Once you hit the IRS, once you hit 50 in your 50s, the IRS will let you contribute more to your retirement accounts than those younger people. matched

Right. matched

So if you're in your 40s and 30s and 20s, you cannot take advantage of this. matched

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