Antoine Le Nel

I mean, we became number one. in Romania and Norway with the exact same strategy, I mean, the same thing, you know, and people say, oh, but it's Europe. Yeah, but I mean, if you've been to Romania and Norway, you would realize it's not exactly the same culture in the same country.

People say the most important thing for Revolut to prove out is its ability to be the primary account, and the percent of primary accounts is still low. How do you think about focusing on that versus being everywhere to everyone?

People say the most important thing for Revolut to prove out is its ability to be the primary account, and the percent of primary accounts is still low. How do you think about focusing on that versus being everywhere to everyone?

People say the most important thing for Revolut to prove out is its ability to be the primary account, and the percent of primary accounts is still low. How do you think about focusing on that versus being everywhere to everyone?

The strategy at Revolut, it's very simple. Obviously, we want people to use us as a primary bank. We don't need everyone to do it now. That's the big difference with, let's say, any other banks. When you decide to move from HSBC to Barclays, you make a conscious decision that I'm moving there. While Revolut, we're more like a snack.

The strategy at Revolut, it's very simple. Obviously, we want people to use us as a primary bank. We don't need everyone to do it now. That's the big difference with, let's say, any other banks. When you decide to move from HSBC to Barclays, you make a conscious decision that I'm moving there. While Revolut, we're more like a snack.

The strategy at Revolut, it's very simple. Obviously, we want people to use us as a primary bank. We don't need everyone to do it now. That's the big difference with, let's say, any other banks. When you decide to move from HSBC to Barclays, you make a conscious decision that I'm moving there. While Revolut, we're more like a snack.

So you want to take a bite, you know, so you try Revolut and then maybe because you go on holiday, you know, and you need a car to go on holiday. Okay, fine. Then you come back from holiday and say, oh, well, you know, maybe I want to do a bit of trading and stuff, you know, buy some ETFs and so on. So then you buy some ETFs. So, oh, then, I mean, there's a bit of savings.

So you want to take a bite, you know, so you try Revolut and then maybe because you go on holiday, you know, and you need a car to go on holiday. Okay, fine. Then you come back from holiday and say, oh, well, you know, maybe I want to do a bit of trading and stuff, you know, buy some ETFs and so on. So then you buy some ETFs. So, oh, then, I mean, there's a bit of savings.

So you want to take a bite, you know, so you try Revolut and then maybe because you go on holiday, you know, and you need a car to go on holiday. Okay, fine. Then you come back from holiday and say, oh, well, you know, maybe I want to do a bit of trading and stuff, you know, buy some ETFs and so on. So then you buy some ETFs. So, oh, then, I mean, there's a bit of savings.

Okay, maybe I can put a bit of savings. And then you go little by little, and then you reach a point, maybe, I mean, for some people, it can take six months, for some people, it can take three years, and so on. And you say, you know what, I actually have everything I need here.

Okay, maybe I can put a bit of savings. And then you go little by little, and then you reach a point, maybe, I mean, for some people, it can take six months, for some people, it can take three years, and so on. And you say, you know what, I actually have everything I need here.

Okay, maybe I can put a bit of savings. And then you go little by little, and then you reach a point, maybe, I mean, for some people, it can take six months, for some people, it can take three years, and so on. And you say, you know what, I actually have everything I need here.

And then I'm moving there, you know? So I'm not saying, I mean... It's pretty much what happened to me, actually. And I started buying crypto on Revolut. I started trading on Revolut. And then I saw, actually, the interest rate options that you guys had on the premium premium. I was like, oh, fuck, that's pretty good. Yeah, I think that's the part.

And then I'm moving there, you know? So I'm not saying, I mean... It's pretty much what happened to me, actually. And I started buying crypto on Revolut. I started trading on Revolut. And then I saw, actually, the interest rate options that you guys had on the premium premium. I was like, oh, fuck, that's pretty good. Yeah, I think that's the part.

And then I'm moving there, you know? So I'm not saying, I mean... It's pretty much what happened to me, actually. And I started buying crypto on Revolut. I started trading on Revolut. And then I saw, actually, the interest rate options that you guys had on the premium premium. I was like, oh, fuck, that's pretty good. Yeah, I think that's the part.

But that's a really interesting change in the adoption of bank accounts. Yeah, totally. We're not asking people to say, hey, change bank. You're like encouraging promiscuity.

But that's a really interesting change in the adoption of bank accounts. Yeah, totally. We're not asking people to say, hey, change bank. You're like encouraging promiscuity.

But that's a really interesting change in the adoption of bank accounts. Yeah, totally. We're not asking people to say, hey, change bank. You're like encouraging promiscuity.

Yeah, but come and try us. But, you know, come and try us. Just use it maybe when you go on holiday. And that's fine. You know, that's fine. And then maybe at some point I'll be able to convince you with some specific product, some specific anything that ultimately will take you there. But like the idea is not to say, OK, buy H2 2025 H2. Everyone would have to be a primary.