Antoine Le Nel

Well, if I only talk about it for a week, I can run four a year, so I can iterate more. So I think, yes, maybe the inception time is shorter, much shorter, you know, so maybe, yeah, there's less discussion, bouncing back and so on, bouncing ideas and so on. But because you do a lot more, at the end of the day, you get more stuff done. I think from a creativity perspective, it still works.

Well, if I only talk about it for a week, I can run four a year, so I can iterate more. So I think, yes, maybe the inception time is shorter, much shorter, you know, so maybe, yeah, there's less discussion, bouncing back and so on, bouncing ideas and so on. But because you do a lot more, at the end of the day, you get more stuff done. I think from a creativity perspective, it still works.

Well, if I only talk about it for a week, I can run four a year, so I can iterate more. So I think, yes, maybe the inception time is shorter, much shorter, you know, so maybe, yeah, there's less discussion, bouncing back and so on, bouncing ideas and so on. But because you do a lot more, at the end of the day, you get more stuff done. I think from a creativity perspective, it still works.

How do you think about Revolute US? The US is always the big golden nut to crack. Everyone's tried it. How do you think about how to crack the US?

How do you think about Revolute US? The US is always the big golden nut to crack. Everyone's tried it. How do you think about how to crack the US?

How do you think about Revolute US? The US is always the big golden nut to crack. Everyone's tried it. How do you think about how to crack the US?

It's interesting, you know, because when you look at it, even local fintechs, they're not that big. No, I mean, your Chime is probably one of the biggest. Yeah, I mean, Cash App is, but it's not that big, you know, when you consider the size of the US.

It's interesting, you know, because when you look at it, even local fintechs, they're not that big. No, I mean, your Chime is probably one of the biggest. Yeah, I mean, Cash App is, but it's not that big, you know, when you consider the size of the US.

It's interesting, you know, because when you look at it, even local fintechs, they're not that big. No, I mean, your Chime is probably one of the biggest. Yeah, I mean, Cash App is, but it's not that big, you know, when you consider the size of the US.

It's really poor. I mean, Chime, you know, is probably a quarter of the enterprise value of Revolut now.

It's really poor. I mean, Chime, you know, is probably a quarter of the enterprise value of Revolut now.

It's really poor. I mean, Chime, you know, is probably a quarter of the enterprise value of Revolut now.

I think there is a negative correlation between the maturity of the economy and the penetration of fintech. Take the other example, Germany. Germany, like there's no, I mean, like the penetration of fintech in Germany is extremely low, extremely low, you know, as well. Why is that?

I think there is a negative correlation between the maturity of the economy and the penetration of fintech. Take the other example, Germany. Germany, like there's no, I mean, like the penetration of fintech in Germany is extremely low, extremely low, you know, as well. Why is that?

I think there is a negative correlation between the maturity of the economy and the penetration of fintech. Take the other example, Germany. Germany, like there's no, I mean, like the penetration of fintech in Germany is extremely low, extremely low, you know, as well. Why is that?

While if you look at the penetration of fintech in India or in Pakistan or in some places in Africa, in Indonesia and in all those places, it's like way more mature. You know, you have a lot more, you know, from a penetration perspective. Why?

While if you look at the penetration of fintech in India or in Pakistan or in some places in Africa, in Indonesia and in all those places, it's like way more mature. You know, you have a lot more, you know, from a penetration perspective. Why?

While if you look at the penetration of fintech in India or in Pakistan or in some places in Africa, in Indonesia and in all those places, it's like way more mature. You know, you have a lot more, you know, from a penetration perspective. Why?

You know, it's a bit like, you know, in telecoms, the penetration of mobile actually went super high because ultimately what they did, the jump generation, they never built any ADSL cable, et cetera, et cetera. You know, it's like, you know what? Screw it.

You know, it's a bit like, you know, in telecoms, the penetration of mobile actually went super high because ultimately what they did, the jump generation, they never built any ADSL cable, et cetera, et cetera. You know, it's like, you know what? Screw it.