Ashley Patrick

speaker

3,699 appearances 14 recordings 1 series first heard Feb 2025 last heard 3 Dec

Ashley Patrick’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 3 in all, peaking in Dec 2025 with 1.

newest first · ▶ plays the moment

You have built your knowledge and experience along the way as well, and voice-verified

And so you continue to build on that. voice-verified

You don't lose that just because you've had a setback or had a rough month. voice-verified

All right. voice-verified

Reminder number four, small sacrifices add up. voice-verified

So sometimes we underestimate the small choices, the little things day to day, but skipping some impulse processes. voice-verified

purchases, skipping takeout, skipping the drive through can add up to hundreds of dollars through the year. voice-verified

Now, remember just a few minutes ago, I was talking about how small wins add up and how small amounts each month add up. voice-verified

So $100, $200 a month adds or takes away years from your debt payoff journey. voice-verified

Well, you got to find some little ways to get that number sometimes. voice-verified

So, you know, for my family of five, if we go through a drive-thru, it's 60 freaking dollars at a minimum. voice-verified

And so, you know, if we skip that a couple of times a month, that's years off of our debt payoff plan. voice-verified

That doesn't mean you have to not go out to eat at all, but if you're going several times a month, cut some out. voice-verified

There you go. voice-verified

You're going to cut years off of your debt payoff plan. voice-verified

So voice-verified

Even if you were able to free up just $50 a month, that's $600 a year. voice-verified

Add that to your payment every single month, and it's going to help you feel like you are making real progress. voice-verified

Now, keep in mind, this isn't about depriving yourself forever. voice-verified

It's temporary. voice-verified

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