Asit Sharma

Leandro, welcome to The Motley Fool.

Thank you, Asit.

It's great to be here.

Wonderful.

So I know you wanted to start off the conversation with a nod to the incredible streak of growth that MercadoLibre has thrown off.

So I'll let you dive right in with this 30% growth rate that we've seen for so many quarters.

I think it's interesting for those who haven't followed MercadoLibre to see these long streaks of consecutive growth and understand that the market itself still is relatively immature.

So put you on the spot right off the bat.

Thinking about both the e-commerce side and the fintech side, how long can MercadoLibre sustain this growth rate?

At what point do you go to being, let's say, a 20% to 30% goer on that top line?

Right.

You've got the concentrated banking and deposits as targets, and you also have such a large population still of unbanked customers or young customers that are coming online with their first experiences in digital payments, with credit cards and the like.

I wanted to shift just for a moment, and I promised myself I'm not going to make this about Argentina, but I know many of those who, again, aren't as familiar with MercadoLibre might not understand the experience that this business has with volatility in the region.

But it is a big market, so if we could take just a couple of minutes to discuss the change that's underway there.

recent events and how MercadoLibre deals with volatility in these big markets that make up the brunt of net income and also revenue growth in the region.

Right.

I'm seeing that in India too, by the way.

We were chatting before we taped.

I was just there.

A lot of QR code payments with Paytm, et cetera.