Barry Baines
👤 SpeakerAppearances Over Time
Podcast Appearances
you know, where you are with all this other stuff, it can have, you know, an impact on your well-being, both for accessing, you know, healthcare resources and, you know, healthcare costs money. And so you want to be a good steward of your own resources and not get in a plan where, you know, you wind up worsening your own financial condition.
you know, where you are with all this other stuff, it can have, you know, an impact on your well-being, both for accessing, you know, healthcare resources and, you know, healthcare costs money. And so you want to be a good steward of your own resources and not get in a plan where, you know, you wind up worsening your own financial condition.
And those are, like I say, just things that pop, you know, off of my head. And And I just, my hope for our conversation is that we can really, you know, bring some increased knowledge to our audience and us, and really to help simplify this so that it's not as confusing and terrifying as it is.
And those are, like I say, just things that pop, you know, off of my head. And And I just, my hope for our conversation is that we can really, you know, bring some increased knowledge to our audience and us, and really to help simplify this so that it's not as confusing and terrifying as it is.
As a doctor, you know, when I was in practice, you know, sometimes it made a difference what you could do depending on the insurance. And as a practicing physician, there's no way you... you know all the ins and outs of everybody's health insurance. You just wanna see your patient, learn about how you can help them, and then do the best you can.
As a doctor, you know, when I was in practice, you know, sometimes it made a difference what you could do depending on the insurance. And as a practicing physician, there's no way you... you know all the ins and outs of everybody's health insurance. You just wanna see your patient, learn about how you can help them, and then do the best you can.
And then all of a sudden, the health insurance they have doesn't, you know, agree with this or that. And that's another hole. Yeah.
And then all of a sudden, the health insurance they have doesn't, you know, agree with this or that. And that's another hole. Yeah.
Barry's raising his hand. Go ahead. Go ahead. Just a point of clarification, okay? Yeah, yeah. When you use the term broker, I think you need to clarify that we're talking about an insurance or a health insurance broker. Okay, right. Okay? Because when some people hear the term broker... they may think of something like a stockbroker.
Barry's raising his hand. Go ahead. Go ahead. Just a point of clarification, okay? Yeah, yeah. When you use the term broker, I think you need to clarify that we're talking about an insurance or a health insurance broker. Okay, right. Okay? Because when some people hear the term broker... they may think of something like a stockbroker.
So I just wanted to make sure that everybody understands what we're talking about. A health plan clarifier. A lot of people don't have access to or talk to them. So it was just a clarification.
So I just wanted to make sure that everybody understands what we're talking about. A health plan clarifier. A lot of people don't have access to or talk to them. So it was just a clarification.
Yeah, well, you know, I'm going to talk about this, that there are advantages and disadvantages to the kind of systems you have. When we, if you think of Medicare... in this country, that is a single payer system, okay?
Yeah, well, you know, I'm going to talk about this, that there are advantages and disadvantages to the kind of systems you have. When we, if you think of Medicare... in this country, that is a single payer system, okay?
It's a model where the government provides health insurance for every person who's 65 or, I mean, there's, but in general, for everyone, once you hit 65, and it consists of both hospital coverage and outpatient coverage, okay?
It's a model where the government provides health insurance for every person who's 65 or, I mean, there's, but in general, for everyone, once you hit 65, and it consists of both hospital coverage and outpatient coverage, okay?
and everyone who's 65 or older gets that okay automatically um but that still covers a limited number of benefits now the good thing is that any doctor who's uh you know in the network of accepting medicare patients you can go wherever you want with your straight medicare Okay. So the big advantage is that everybody is covered. Okay. For, you know, certainly something.
and everyone who's 65 or older gets that okay automatically um but that still covers a limited number of benefits now the good thing is that any doctor who's uh you know in the network of accepting medicare patients you can go wherever you want with your straight medicare Okay. So the big advantage is that everybody is covered. Okay. For, you know, certainly something.