Barry

for your work life, but now with this time that you have remaining, what are you going to do that's going to be meaningful that kind of leaves that legacy of what's important to you and who you are?

And it really does play out in both those areas.

In fact, the biggest group of people who volunteer, okay, guess what?

Are they younger or older?

They tend to be people in our cohort that now actually have more time for that

And we can devote that time to the things we like.

So those really strong positives.

There also are some negatives that really fall into three quick categories.

One of them is that oftentimes after people retire, their physical functioning goes down.

Good point.

Yeah.

And so that's number one.

Number two is that there is an increase in chronic disease after retirement.

Now, it doesn't mean it's not retirement is causing chronic disease, but usually we retire as we get older.

And as we get older, you know, we develop.

But that goes together.

And then this is an interesting one that I found in one of these meta studies that looked at about 20 different studies on retirement and health, that there's increased mortality for on-time retirement, right?

Okay.

So people that decide it's time to retire, I think, you know, Clarence, you gave that example of, yeah, well, they just, you know, they retired on time and then two years later, they're not here, you know, not here anymore.

And that's, that's the mortality piece is a little different than people who do continue doing some kind of work past their retirement.