Barry

And so, you know, a little bit less stress.

It doesn't mean that you don't get other stress once you retire.

You do, but at least that part.

So those are two very big things.

And the life satisfaction, you know, Stan, as you alluded to, is doing things that you like to do that you didn't have time to do, but also to start engaging in things.

This now, you know, Clarence, I'm riding two horses here.

The legacy piece not only goes to

for your work life, but now with this time that you have remaining, what are you going to do that's going to be meaningful that kind of leaves that legacy of what's important to you and who you are?

And it really does play out in both those areas.

In fact, the biggest group of people who volunteer, okay, guess what?

Are they younger or older?

They tend to be people in our cohort that now actually have more time for that

And we can devote that time to the things we like.

So those really strong positives.

There also are some negatives that really fall into three quick categories.

One of them is that oftentimes after people retire, their physical functioning goes down.

Good point.

Yeah.

And so that's number one.

Number two is that there is an increase in chronic disease after retirement.