Ben De Rosa
speaker
357 appearances
1 recordings
1 series
first heard Jun 2026
last heard 3 Jun
Ben De Rosa’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 1 in all, peaking in Jun 2026 with 1.
Appearances
Yeah.
For the purpose of the question, we can probably answer it like that.
Yeah.
And it's – I mean, this would be a question that you would sit down with your accountant and get personalized advice on because you need to look at all the different figures and the numbers.
But –
Initial thoughts would be claim the main residence if you did live in it because then you're just going to defer the tax potentially down the track.
So then the longer you live in the one that you're living in now, you will then push it down.
You won't pay the tax until longer on, time value of money, et cetera, might be a bit worth something.
But the other thing people don't know as well is that when you move out of your primary residence and change –
the purpose of the asset to be investment, you need to get a valuation done, a backdated valuation to that date, and that's your new cost base.
So say it's gone up $200,000 since they were living in it, and then they move out and start renting it out.
You get a backdated valuation to that date.
That's your new cost base.
That cost base is what you use
to work out the capital gains, but you can apply the six year rule from then as well.
So say you lived out of it for 10 years, you could apply the six year rule for six of those 10 years.
Your cost base is the new valuation as well.
so you're only then going to be paying tax on four of those years at that new cost base.
You've obviously then got a few other levers.
You can pull like the 50% discount for holding it for more than 12 months and a few other things.
Showing 281–300 of 357 · page 15 of 18
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