Ben Eisen
speaker
1,467 appearances
35 recordings
1 series
first heard Jul 2017
last heard Nov 2024
Ben Eisen’s voice in public audio — every appearance, attributed to the second.
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Appearances
Websites such as bankrate.com will tend to list what all the different bunch of different lenders are offering.
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Important to note, though, that you do need to go to the actual bank to find out what the exact rate is.
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The rate they advertise might differ depending on your credit score or other factors that kind of go into the rate.
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It depends.
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There may be.
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There may be some wiggle room.
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But sort of as we noted at the outset, this is sort of a time where lenders kind of have the upper hand just because there is so much demand and that kind of may make it a bit more difficult to negotiate.
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Thank you.
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Definitely.
When people walk into a car dealership, they often think that they can afford the car if they can afford the monthly payment.
And the salesman or the finance manager might tell you that your monthly payment is only going to be $400, but it turns out you're making it over a much longer period of time.
And a lot of people are very willing to take this deal, and they take out a longer car loan, and they're just making payments for a much longer period of time, eventually paying a lot more in total.
Definitely.
When you look at cars, they're safer, they're more reliable, they're more technologically advanced.
Most people are happy to have all of those things.
But at the same time, it really has increased the cost of a car.
A new car is almost $40,000 on average now when you look at the average transaction price.
And then on top of that, you have people really having an eye for more expensive stuff.
There's tons of add-ons that you can get on your car.
And people like big pickup trucks and SUVs.
Showing 821–840 of 1,467 · page 42 of 74
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