Blake Hall

And when you realize that, you're like, okay, the root of trust is actually my driver's license or my passport. That's what authenticates and gives trust to every other ID card in my wallet that has my name on it. because they can compare my face to me. They can see that the credential looks legitimate and doesn't look to be counterfeit.

And when you realize that, you're like, okay, the root of trust is actually my driver's license or my passport. That's what authenticates and gives trust to every other ID card in my wallet that has my name on it. because they can compare my face to me. They can see that the credential looks legitimate and doesn't look to be counterfeit.

And once they trust that I'm Blake, well, now if I show a health insurance card that has my name on it, and this is why hotels collect your legal ID and your payment every time you go in, because the stakes are quite high.

And once they trust that I'm Blake, well, now if I show a health insurance card that has my name on it, and this is why hotels collect your legal ID and your payment every time you go in, because the stakes are quite high.

So from a first principles point of view, I'm like, if the root of trust is our interaction with the government, if everyone in banking and healthcare said, we don't want to be in the credential issuance business, that's what the government does. So you just bring over a government ID, whether it's an ID card, like a driver's license or a passport, and then we'll help you open up a bank account.

So from a first principles point of view, I'm like, if the root of trust is our interaction with the government, if everyone in banking and healthcare said, we don't want to be in the credential issuance business, that's what the government does. So you just bring over a government ID, whether it's an ID card, like a driver's license or a passport, and then we'll help you open up a bank account.

I was like, well, that's how the market should work. That whoever builds a consumer-centric digital wallet that is able to be accepted by the federal government, and when you deal with the government, you're at the apex of risk and standards and incentive, then you can go back to the private sector and make it really easy for people to open up bank accounts and to check in at a healthcare clinic.

I was like, well, that's how the market should work. That whoever builds a consumer-centric digital wallet that is able to be accepted by the federal government, and when you deal with the government, you're at the apex of risk and standards and incentive, then you can go back to the private sector and make it really easy for people to open up bank accounts and to check in at a healthcare clinic.

I'll share one story that's super meaningful to me. When we first started working with VA, you had to go in person when I got out of the military, then we brought it online. And the more that I looked into it, I realized you had to have a presence in basically credit records in order for you to pass these federal standards.

I'll share one story that's super meaningful to me. When we first started working with VA, you had to go in person when I got out of the military, then we brought it online. And the more that I looked into it, I realized you had to have a presence in basically credit records in order for you to pass these federal standards.

Which I found deeply unfair for folks that effectively like we'd linked access to affluence. And so I went back to NIST and said, hey, you gotta rewrite these standards to give an exception flow to people who are homeless, who live overseas. Like homeless veterans are super important to me, always have been. I wanna serve the most vulnerable.

Which I found deeply unfair for folks that effectively like we'd linked access to affluence. And so I went back to NIST and said, hey, you gotta rewrite these standards to give an exception flow to people who are homeless, who live overseas. Like homeless veterans are super important to me, always have been. I wanna serve the most vulnerable.

One of the first gentlemen that we got through is 81 years old. He lives in Tokyo. His wife had Alzheimer's and he hadn't been able to get access to his VA benefits in years because there's no VA facility near him and he can't travel. And at the end of this video chat session, which was this exception pathway that we had, he began to cry. It was just the most touching thing ever.

One of the first gentlemen that we got through is 81 years old. He lives in Tokyo. His wife had Alzheimer's and he hadn't been able to get access to his VA benefits in years because there's no VA facility near him and he can't travel. And at the end of this video chat session, which was this exception pathway that we had, he began to cry. It was just the most touching thing ever.

And so now we've had over 10 million Americans go through that process. The security and the inclusion gains that we drove in the public sector as a shared service, now anywhere where the IDB button's at, if it shows up at a bank or a FinTech or a patient portal,

And so now we've had over 10 million Americans go through that process. The security and the inclusion gains that we drove in the public sector as a shared service, now anywhere where the IDB button's at, if it shows up at a bank or a FinTech or a patient portal,

He would be locked out because most of those organizations use data brokers that are only focused on domestic folks and don't cover a lot of low-income folks. He would now be able to seamlessly prove his identity, so making his life safer and easier than what it was before.

He would be locked out because most of those organizations use data brokers that are only focused on domestic folks and don't cover a lot of low-income folks. He would now be able to seamlessly prove his identity, so making his life safer and easier than what it was before.

And when I think about what we get to do as a team, one, we get to protect people, which is like my core drive is why I was a soldier. But we also get to give them time back. So Visa in 3D means once your core identity enables more access to financial services and healthcare, that's the next phase. But that will be done. We've already issued 65 million of these portable identities.

And when I think about what we get to do as a team, one, we get to protect people, which is like my core drive is why I was a soldier. But we also get to give them time back. So Visa in 3D means once your core identity enables more access to financial services and healthcare, that's the next phase. But that will be done. We've already issued 65 million of these portable identities.