Bob Coleman
speaker
955 appearances
2 recordings
1 series
first heard Jan 2012
last heard Mar 2012
Bob Coleman’s voice in public audio — every appearance, attributed to the second.
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Appearances
complete loan application where you've written days and hours and months of data, they're not going to read it.
I would make it very simple, and I'd almost have one page for each of the five Cs in two or three paragraphs.
Fine, I'm the banker.
I'll read that.
But character.
I want to know if, you know, hey, guys, my spouse filed bankruptcy 10 years ago because we had medical expenses.
I'm going to put that right up front.
But I'm also going to say, hey, this is why we think this will work.
This is my cash flow.
Don't let the banker do that.
And I don't expect the people on the line to know how to calculate a cash flow, how the bank looks at it, or how to calculate collateral structure.
But I tell you right now, get a hold of your local small business development company.
There's 1,200, 1,500 throughout the country.
They're usually associated with the college.
They have free classes on this.
And guess what?
Their job is to help people get loans.
SCORE, retired service people, they can help you with that.
Don't call them.
Go online.
Showing 841–860 of 955 · page 43 of 48
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