Bob Pozen

speaker

286 appearances 1 recordings 1 series first heard Jul 2026 last heard 30 Jul

Bob Pozen’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 1 in all, peaking in Jul 2026 with 1.

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Talking Wealth · Is the 60/40 Portfolio Too Conservative? | Ben with Benefits · 30 Jul 2026 podcast

I shouldn't say that even in a Roth, they are appropriate.

So you need a retirement plan

tax-free vehicle uh to make uh tips work otherwise if you if you buy them outside of a tax-free vehicle you're creating phantom income on which you're going to be taxed but you won't have the cash to deal with it all right listen bob i appreciate your your take on the 9010 portfolio i think you threw like a chainsaw into the hot tub for a lot of advisors and gave them some things to think about any other research or books or anything that you want to plug right now uh i'm uh

I just, in terms of retirement, Ben, I just published an article with Mark Erie from Brookings in which we make a proposal that would be the single biggest increase in retirement savings.

That's what it would lead to.

So here's the number.

About 60 million Americans are employed in companies which offer no retirement plan at work.

None.

Many of these are smaller companies.

Some of them have seasonal workers.

We're talking a little less than half the workforce of the US.

We're talking 35%, 40% of the workers.

Now, all those people have the right to start an IRA if they want, but most of them don't do it.

Yeah, but they don't even do that because they're either not aware of it or inertia.

Inertia is such a huge factor.

People say they want to save for retirement, but they don't want to.

So we've been pushing this idea.

We call it the auto IRA, and that is if an employer connects

its payroll to a retirement pool and people are automatically enrolled unless they opt out, they have the chance to opt out, then the participation rate is going to be 70, 80%.

Now, we have 17 states now that have auto IRA programs.

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