Brendan Malone

speaker

224 appearances 1 recordings 1 series first heard Nov 2020 last heard Nov 2020

Brendan Malone’s voice in public audio — every appearance, attributed to the second.

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Australian Finance Podcast · How to invest with just $5 (micro-investing in Australia) · 2 Nov 2020 podcast

Look, I don't like the word set and forget, but look, it is what it is.

And even my brother, who's a massive supporter of me, I said to him, I said, mate, how's your Raise account going?

He goes, oh, I haven't thought about it.

And this was just in August, actually.

And he said, he logged in.

He goes, oh, wow.

So what he did.

Didn't miss was those small amounts being rounded up.

And that's the whole roundup concept of you buy a coffee of $3.50.

The app sees that as $3.50.

We round that virtually to $4.

We take that 50 cents.

The next transaction comes through.

That adds to the roundup amount.

Then that $5 will be direct debited out of your bank account.

So he didn't, he goes, I didn't even realize that I had that much money because I didn't miss those small amounts coming out of my bank account.

And, you know, the whole philosophy is small amounts over time add up.

Look, it's important in any financial product, whether it's raise or just anything in general, and even a bank account, you know, you've got to read the terms and conditions.

You've got to know what you're getting into.

You usually read the product disclosure statement or the PDS.

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