Brian Moynihan
speaker
391 appearances
9 recordings
3 series
first heard Dec 2025
last heard 3 Jun
Brian Moynihan’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 9 in all, peaking in Jan 2026 with 7.
Appearances
A couple of dollars ago, the regulatory burdens were getting so high that you couldn't honestly tell a client who's trying to do a $5 billion deal to do it.
Because you said if you're going to stabilize your company for six months a year trying to get this through and you don't get it through, is that worth it?
And that's sort of off the table.
And even our industry, even though we can't do anything, six months approval timelines are back to where they should be.
Yeah, so if you look through the... If you think about last year, think about how bullish people were last year because about the United States and the change of regulatory regime and things like that.
In April, things changed, and then by the end of the year, they changed back.
And so I think that had a lot to do with it.
If you look at the consumer and what we see, that spending level is not consistent with people who feel they're threatened in the future.
And they're spending on all kinds of things.
Now, if you look at the...
The research team, the Bank of America Institute, if you look at the work they've done, if you put three groups of customers, lower income third, middle income third, upper income third, they're all growing, but the middle and upper are growing at a faster rate.
And frankly, that drives a lot of the growth.
But if you look at what everybody's spending on, they're spending on going out to eat,
booking vacations or spending on essentials.
So what's the affordability?
It's the inflation that people remember.
And that is going to take a while for people to kind of put in the rearview mirror because people can remember.
It's not too hard to remember five years pre-COVID where X was cost you, you know, a gallon of milk cost you this, a gallon of gas cost you that, your rent was this.
And with that explosion in prices, wages also went up, but the consumer thinks more about the price side.
And then the question of will it turn over and get back in sync?
Showing 61–80 of 391 · page 4 of 20
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