Caleb Hammer

Oh, yeah. No, she's not. She's not great. So I had some like 12% interest, private student loan debt, maybe 15%. It just kept ballooning.

Oh, yeah. No, she's not. She's not great. So I had some like 12% interest, private student loan debt, maybe 15%. It just kept ballooning.

I still do. Cause I'm not going to pay them off because they're only 4%. And I actually might've like 3%. So I'd rather invest instead.

I still do. Cause I'm not going to pay them off because they're only 4%. And I actually might've like 3%. So I'd rather invest instead.

I still do. Cause I'm not going to pay them off because they're only 4%. And I actually might've like 3%. So I'd rather invest instead.

So I'm just doing my minimum monthlies there, but yeah. Yeah. So because Sally and her 15 percent were just so crappy, I focused on paying those off next. And then eventually my car debt as well, because that was also like 11 percent for a Nissan Altima 2013. I don't know if you're a Nissan Altima girly, but their transmissions, they all die immediately.

So I'm just doing my minimum monthlies there, but yeah. Yeah. So because Sally and her 15 percent were just so crappy, I focused on paying those off next. And then eventually my car debt as well, because that was also like 11 percent for a Nissan Altima 2013. I don't know if you're a Nissan Altima girly, but their transmissions, they all die immediately.

So I'm just doing my minimum monthlies there, but yeah. Yeah. So because Sally and her 15 percent were just so crappy, I focused on paying those off next. And then eventually my car debt as well, because that was also like 11 percent for a Nissan Altima 2013. I don't know if you're a Nissan Altima girly, but their transmissions, they all die immediately.

Yeah, it was like 60,000 miles and the transmission was dying. So and I already owe debt on it.

Yeah, it was like 60,000 miles and the transmission was dying. So and I already owe debt on it.

Yeah, it was like 60,000 miles and the transmission was dying. So and I already owe debt on it.

Yeah. Big life choices, moving across the country, packing up the sedan, you know, going from Michigan to Texas. I guess it's not across the country, but it was a big move for me and focus on paying off that debt. And that's once I got my emergency fund, which is what we prioritize after paying off high interest debt.

Yeah. Big life choices, moving across the country, packing up the sedan, you know, going from Michigan to Texas. I guess it's not across the country, but it was a big move for me and focus on paying off that debt. And that's once I got my emergency fund, which is what we prioritize after paying off high interest debt.

Yeah. Big life choices, moving across the country, packing up the sedan, you know, going from Michigan to Texas. I guess it's not across the country, but it was a big move for me and focus on paying off that debt. And that's once I got my emergency fund, which is what we prioritize after paying off high interest debt.

That's where I was like, I can finally start accomplishing the dreams I wanted to. And I was putting 10 percent down on a house here in Austin.

That's where I was like, I can finally start accomplishing the dreams I wanted to. And I was putting 10 percent down on a house here in Austin.

That's where I was like, I can finally start accomplishing the dreams I wanted to. And I was putting 10 percent down on a house here in Austin.

And that was my big goal.

And that was my big goal.

And that was my big goal.