Caleb Hammer

Really bad products, I'll be honest. But. Really? You know, I just had to, you know, I was taking the job that would hire.

It was fine. Just people shouldn't be day traders. That's the thing. Oh, I see. It's like 90% lose money. It's not that the people that were teaching it were bad or the education itself was bad. It's just like, that's probably too risky for your average person to get into.

It was fine. Just people shouldn't be day traders. That's the thing. Oh, I see. It's like 90% lose money. It's not that the people that were teaching it were bad or the education itself was bad. It's just like, that's probably too risky for your average person to get into.

It was fine. Just people shouldn't be day traders. That's the thing. Oh, I see. It's like 90% lose money. It's not that the people that were teaching it were bad or the education itself was bad. It's just like, that's probably too risky for your average person to get into.

Risky to get into, but luckily the people I was selling to, they were people with too much money, too much time. Oh, they were? Yeah, it wasn't. You weren't selling it to children or whatever? No. Okay. Especially since, I mean, I think you have to be 18 to open a brokerage, or at least to open those kind of accounts, if I'm not mistaken.

Risky to get into, but luckily the people I was selling to, they were people with too much money, too much time. Oh, they were? Yeah, it wasn't. You weren't selling it to children or whatever? No. Okay. Especially since, I mean, I think you have to be 18 to open a brokerage, or at least to open those kind of accounts, if I'm not mistaken.

Risky to get into, but luckily the people I was selling to, they were people with too much money, too much time. Oh, they were? Yeah, it wasn't. You weren't selling it to children or whatever? No. Okay. Especially since, I mean, I think you have to be 18 to open a brokerage, or at least to open those kind of accounts, if I'm not mistaken.

But actually being able to build that personal business, personal brand, and getting to the top of the sales team, eventually getting to the place, bringing in six figures, grinding for a couple years, I focused on paying off The my grandparents first because it was family debt. It's a little emotional. That's probably not what I would necessarily suggest today to people that I'm talking to.

But actually being able to build that personal business, personal brand, and getting to the top of the sales team, eventually getting to the place, bringing in six figures, grinding for a couple years, I focused on paying off The my grandparents first because it was family debt. It's a little emotional. That's probably not what I would necessarily suggest today to people that I'm talking to.

But actually being able to build that personal business, personal brand, and getting to the top of the sales team, eventually getting to the place, bringing in six figures, grinding for a couple years, I focused on paying off The my grandparents first because it was family debt. It's a little emotional. That's probably not what I would necessarily suggest today to people that I'm talking to.

But that's what felt right in that moment. And then the credit is what paying off your grandparents.

But that's what felt right in that moment. And then the credit is what paying off your grandparents.

But that's what felt right in that moment. And then the credit is what paying off your grandparents.

Exactly. Exactly. And they were nice enough to give me that money in a hard time. I got to be nice enough to prioritize paying it back.

Exactly. Exactly. And they were nice enough to give me that money in a hard time. I got to be nice enough to prioritize paying it back.

Exactly. Exactly. And they were nice enough to give me that money in a hard time. I got to be nice enough to prioritize paying it back.

And then the 30%, couple 30% credit cards I had from there, about $10,000 total in credit card debt. And then Sallie Mae. You know that bitch?

And then the 30%, couple 30% credit cards I had from there, about $10,000 total in credit card debt. And then Sallie Mae. You know that bitch?

And then the 30%, couple 30% credit cards I had from there, about $10,000 total in credit card debt. And then Sallie Mae. You know that bitch?

Oh, yeah. No, she's not. She's not great. So I had some like 12% interest, private student loan debt, maybe 15%. It just kept ballooning.