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Financial Audit

Affair Exposed On Financial Audit

03 Jun 2026

Transcription

Transcript generated automatically by AI and may contain errors.

Chapter 1: What is discussed at the start of this section?

0.031 - 23.659 Caleb Hammer

to watch episodes of financial audit a week earlier check us out on youtube you want him to lock you down because you have an extreme anxiety about him leaving you you're watching all the security cameras constantly at his job making sure he's not talking to anyone not flirting with anyone he didn't know though it's still bat insane how's the sex life okay well that's interesting in his checking account he's actually purchasing only

0

24.533 - 25.495 Caleb Hammer

You said that's cheating.

0

25.775 - 26.496 Unknown

That is cheating.

0

26.516 - 31.083 Caleb Hammer

No, I have sex with you, even. He was subscribed to two individual ones.

0

31.103 - 31.644 Unknown

Why?

32.005 - 35.39 Caleb Hammer

No, no, no, no, no, no, no. No, you objectively are. They're right here. You can see them.

35.531 - 37.193 Unknown

Watch, watch, watch.

37.213 - 39.938 Caleb Hammer

Oh, my goodness. Watch, watch, watch. If you scroll.

40.258 - 42.762 Unknown

Just let him talk. Let him call you. Watch. That's gross.

Chapter 2: Why is there tension around marriage in this relationship?

178.552 - 186.945 Caleb Hammer

Yeah. But she badgers you constantly about wanting to get married. Why are you actually waiting so long? What is happening?

0

187.165 - 197.461 Mike

Well, it's because I feel like in a place we are right now, if we do get married, she would instantly want a child. And I can't afford to support both things.

0

197.481 - 198.142 Chelsea

I never said that.

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198.482 - 199.404 Mike

No, no, you have.

0

199.624 - 200.004 Chelsea

No.

200.145 - 202.588 Mike

You've had baby fever for a while now.

202.628 - 207.49 Chelsea

But I wouldn't have a baby as soon as we got married. And why would it matter? We would be married.

207.971 - 216.307 Mike

I mean, I feel like baby would be the next step. And you would always want to do more like steps by step in our relationship.

217.73 - 219.814 Chelsea

You didn't answer why you didn't want to get married.

Chapter 3: What financial concerns are impacting their relationship?

535.944 - 544.479 Mike

She doesn't really trust me fully. And I feel like it's just stents from her mother in a way because her mother did some bad shit to her when she was younger.

0

544.499 - 552.79 Caleb Hammer

No, she's a cheater. She cheated. Buddy, she lost her shit when she saw you be too friendly with a co-worker.

0

552.95 - 560.762 Chelsea

Because I didn't want people to think that they were dating. He's friendly with the co-worker, bitch. He was picking her up. He was picking her up.

0

560.962 - 562.805 Mike

Okay, okay. Like, I get it.

0

562.865 - 567.531 Chelsea

Picking her up. Chasing her, recording her, pulling her hair. That's weird. Hold on, actually. Maybe that's weird.

567.551 - 569.194 Mike

Pulling her hair is kind of crazy.

569.294 - 570.155 Chelsea

He would pull her hair.

570.175 - 593.205 Caleb Hammer

Well, if you were, that is actually a little fucking... Right? I didn't want people to think that they were... But why are you watching the cameras? Alright, you need to see this. This is a multi-page report of what data brokers claim to know about me. My addresses, phone numbers, relatives, spending habits, stuff I didn't even remember telling anyone.

593.505 - 611.97 Caleb Hammer

And these companies are making billions selling this to literally anyone. scammers, spammers, whoever wants it. And let me ask you this, do you use apps every day that you know are probably harvesting your data, but you just accept it because what's the alternative? Disappear off the grid? Thanks to Aura for sponsoring today's video.

Chapter 4: How is anxiety affecting their relationship dynamics?

1047.329 - 1056.964 Caleb Hammer

You get anxious about him leaving. You don't have money, trauma. You've been spoiled like crazy. Why aren't you at least willing to talk? Even if you don't fully understand, just talk.

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1057.305 - 1058.246 Chelsea

I do try to talk.

0

1058.426 - 1065.932 Mike

No, you don't. Yes, I do. She says her stomach hurts. She can't talk. You're giving me a headache if you're talking about finances. Like any conversation that I bring up to her.

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1065.952 - 1068.536 Chelsea

I don't understand what he talks about. I don't understand it.

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1068.696 - 1074.044 Caleb Hammer

Also, when you get anxious, yes, your tummy hurts. Go shit. Come back. It's fine. That's what happens when I get anxious.

1074.965 - 1076.748 Chelsea

No, I like to lay down when my stomach hurts.

1076.768 - 1077.008 Caleb Hammer

Good.

1077.028 - 1079.532 Chelsea

Lay down and talk.

1079.552 - 1093.332 Caleb Hammer

You don't get to just walk away from everything when you feel just slightly uncomfortable though. Because the hardest things in life, the things that you'll want to get to together, especially as a couple, will require some uncomfortable moments. Some anxious moments.

Chapter 5: What budgeting tools are recommended for financial management?

2814.882 - 2826.478 Caleb Hammer

And if you don't want to be like a guest who ends up on the show, couple syruping, and download the Dollar Wise budgeting app, take the free trial, see if it works for you, and sign up for the annual version if you like it, because that's what most people do is it saves a lot of money and you get my...

0

2826.458 - 2844.781 Caleb Hammer

personalized 30-day meal plan signed by me, mailed directly to you, and the digital version of our cookbook that goes over every recipe. It's every single day of the month, all drinks, all snacks, all meals. No more excuses to not budget your food. I've been waiting for this a long time. Dollar Wise, that app, link in the description below. To say this to Caleb. Okay, well, let's go to this.

0

2844.881 - 2850.468 Caleb Hammer

I mean, I think this is financial honor. And this is a finance show, 53 minutes in.

0

Chapter 6: What are the implications of financial habits on relationships?

2850.868 - 2864.342 Caleb Hammer

But... This is a very important part. And this is going to be probably one of the more important parts leading, you know, going forward heading into marriage and all this shit. And you haven't had that. Why do you look at like three different directions at once sometimes?

0

2864.522 - 2864.762 Chelsea

Where?

0

2865.724 - 2866.585 Caleb Hammer

That's what I'm asking.

0

2867.066 - 2867.526 Chelsea

I don't know.

0

2867.867 - 2869.008 Caleb Hammer

She goes cross-eyed, doesn't she?

2869.068 - 2870.05 Chelsea

No, I do not.

Chapter 7: How can couples navigate financial discussions effectively?

2870.17 - 2872.614 Mike

She's not all the way up there in a way.

0

2872.834 - 2873.495 Chelsea

You aren't.

0

2873.995 - 2877.34 Mike

I am. I feel like there's a reason why.

0

2877.38 - 2883.189 Chelsea

I feel like I look at people's eyebrows. No, you just did it again. Because I looked up and then down.

0

2883.209 - 2884.931 Caleb Hammer

No, no, no. Yeah, but one of your eyes.

2885.392 - 2886.052 Chelsea

Oh.

Chapter 8: What are the consequences of ignoring financial responsibilities?

2886.072 - 2902.611 Caleb Hammer

You're a freak. So this is an important thing. Yeah. And you haven't gone over it. But all that shit we talked about at first. Could have been gone over. That is going to be borderline even more important, at least for now. Maybe into the future as well. And you guys need to go to couples therapy probably immediately.

0

2902.932 - 2921.436 Caleb Hammer

Again, not one of the bullshit enablement therapists, which there are many of, and that cater to young pussies. But you need a good one. And I'll actually shit down your throat. Okay? Fine, love. I told you we needed a couple stares. Is she actually going to or is she just saying yes for the camera? You know her. Only for the camera because she hates their fist.

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2921.536 - 2923.822 Chelsea

No, I'll try. I'll try. No, I'll try. Try?

0

2923.842 - 2925.045 Caleb Hammer

You just go. What do you mean try?

0

2925.066 - 2926.429 Chelsea

Well, if I don't like it...

2927.472 - 2936.04 Mike

Nobody likes therapy. The thing is, there's multiple people that we could go to and then find the one that you like. Because I don't care. I don't give a shit.

2936.06 - 2942.166 Caleb Hammer

No, the person she likes might be one like her daddy that just makes her think she's great and shits on you. That's not necessarily the most healthy.

2944.348 - 2957.863 Mike

Like, I don't want to be shit on all the time. And sometimes I do deserve it. Like, right now, Caleb shit on me for the OnlyFans, which is right. And I feel like... And I'll shit on her in the video her and I make after this.

2958.603 - 2972.84 Caleb Hammer

Oh, my. Oh, spicy. We'll give it to you so you can play with yourself later, though. So the preferred card, who's this? The what? Sephard preferred mine. That's right. They're pretty much all of you, right? Except for student loans you said you have? Mm-hmm. Yeah.

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