Caroline Cruz

speaker
194 appearances 1 recordings 1 series first heard Apr 2025 last heard Apr 2025

Caroline Cruz’s voice in public audio — every appearance, attributed to the second.

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Appearances

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So the husband buys the car. So at 16, you have a husband who pays for the car.
Okay.
Nobody knows the future. But husband to 16 is a potential. I like this plan. Do you know what car you'd want to drive?
You just want a lot of room for activities.
Oh, now we're talking.
Anyone can have a podcast these days.
You're going to do great. So we were just talking about some of our favorite products that we've purchased with Amelia and Caroline, and we've got to talk about another favorite product, which is anything from Cozy Earth.
I feel like you're now a low-key influencer. Yeah.
The blanket is epic. My wife loves the PJ set. And so if you want to get some great quality products for the people you love or for yourself, they're giving our listeners and viewers an incredible deal, up to 40% off.
At CozyEarth.com slash smart money or use the promo code smart money at checkout. This is your best bougie frugal life. It's time. Some of y'all need to upgrade.
Because I have a one-and-a-half-year-old. There's not a whole lot I can do at this stage of the game. No, that's right. But as they get older, you'll see it really starts to pick up steam.
So let's start, I think, like three to six. Is that a good starting range?
A little bit of responsibility.
Yes, and a little chore chart goes a long way. We have Financial Peace Junior that can help with this. But it's fun to say, hey, if you help carrying the groceries, you set the table, you put the laundry in the basket, you get a dollar.
And let them have some instant gratification. Again, they're like three, four, five here.
So just encourage them with some positive reinforcement.
Yeah, we heard Amelia talking about how she loves unloading the dishwasher.
Caroline, on the other hand.
And this is where you can start to introduce the idea of commission. You do this, you get paid.
Understand, this is the only three things you can do with money and it's good to do all three.
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