Cherie Brooke Luo

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Right.

That's the part most people miss.

Having a bank work for you.

We think about earning money, but not about the money in our bank account.

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And over time, that growth really adds up.

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Open an account and set up an eligible direct deposit of $1,000 or more to receive a $50 or $300 bonus.

Terms apply.

SoFi checking and savings is offered through SoFi Bank N.A., member FDIC.

And now back to the show.

So you were basically, you were always confident in the fundamentals so that it sounds like it made it easier for you to communicate with everyone because you were basing all of it on the fundamentals.

That's so interesting.

It's like even though it hurt your market cap, it ultimately made your company stronger.

That's one of my weakest moments.

You're one of your weaknesses?

So we have to ask you about AI.

We're interested.

So you've leveraged AI and data in ways that traditional banks haven't.