Cheryl Winokur Munk

speaker

643 appearances 14 recordings 1 series first heard Mar 2018 last heard Nov 2024

Cheryl Winokur Munk’s voice in public audio — every appearance, attributed to the second.

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So it may be a chance to win weekly or monthly prizes based on savings. matched

So similar to a lottery, but based on how much you put in the account. matched

Or you may get some kind of a digital currency. matched

Thanks for having me. matched

Well, remember a while back, banks were routinely giving out toasters to new customers as a way to incentivize them. matched

Nowadays, it's all about apps. matched

So that's just the way that people function these days, and that's what people are using, and that's a way to incentivize people to save. matched

There's a big push across the financial services industry as a whole to encourage people to save and to save more. matched

It's a big problem. matched

People generally aren't saving. matched

They're not saving for their day-to-day needs. matched

They're not saving for retirement. matched

They're not saving for college. matched

They're just not saving in general, and many times they're living paycheck to paycheck. matched

So this push using these kinds of apps could be a way to get people. matched

The thought is it's an encouragement to get them to save more. matched

So it may be a chance to win weekly or monthly prizes based on savings. matched

So similar to a lottery, but based on how much you put in the account. matched

Or you may get some kind of a digital currency, a coin per se, that you can use to play games. matched

And the more you save, the more coins you earn. matched

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