Cheryl Winokur-Munk

speaker
1,406 appearances 26 recordings 2 series first heard Apr 2019 last heard Jun 2025

Cheryl Winokur-Munk’s voice in public audio — every appearance, attributed to the second.

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Appearances

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WSJ Your Money Briefing · Retirement Planning: Why It Involves a Lot More Than Dollars and Cents · 29 Nov 2021 podcast
It's not the end goal. voice-verified
You know, people even in their 40s can start having these conversations. voice-verified
I mean, in your 20s, retirement's really, really far off. voice-verified
But even in your 40s, it's not so far-fetched to start having these conversations. voice-verified
You're starting to talk about what's next in our lives. voice-verified
Your kids are getting older. voice-verified
They're going to college. voice-verified
You know, it's not a bad time to at least start and lay the seeds for these discussions. voice-verified
I know I spoke to a financial advisor who was working with a couple in their 40s, and they were very well off and expecting to get inheritances from each of their sides. voice-verified
But the husband really was hoping to spend his retirement just relaxing on a ranch that they were expecting to inherit. voice-verified
Meanwhile, the wife... voice-verified
wanted to sell that ranch and they hadn't even talked about it. voice-verified
And when this came out, they were able to really talk about it. voice-verified
But can you imagine if they had waited until retirement and all of a sudden she's like, OK, let's sell the ranch. voice-verified
And he's like, no, I want to live on the ranch. voice-verified
Some of these issues that happen with couples later on are because they don't talk about it early on. voice-verified
So really, the sooner you can have these conversations, the better. voice-verified
And thanks for having me. voice-verified
WSJ Your Money Briefing · How to Spot and Fix Errors on Your Credit Report · 4 Oct 2021 podcast
It can be harder to get a mortgage or get a good loan, a favorable loan on a car, for example. voice-verified
The other thing is that when you're going to rent an apartment, sometimes landlords look at your credit. voice-verified
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