Cheryl Winokur-Munk

speaker
1,406 appearances 26 recordings 2 series first heard Apr 2019 last heard Jun 2025

Cheryl Winokur-Munk’s voice in public audio — every appearance, attributed to the second.

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Appearances

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WSJ Your Money Briefing · Should You Return Unneeded College Aid? · 8 Apr 2021 podcast
So even if you miss the school stated deadline, just ask what your options are. voice-verified
And remember, schools have to return it on your behalf within 14 to 30 days from disbursement, but they can do so for up to 120 days. voice-verified
So just ask. voice-verified
It's really in your best interest. voice-verified
Even if it's after 120 days, you can still return the money, but generally you'll be working with a loan servicer and not through the school, and you might be on the hook for fees or interest. voice-verified
The loan money is always on an annual basis. voice-verified
So during the academic year, you can get that money. voice-verified
And you don't have to fill out another FAFSA or anything like that. voice-verified
You just have to talk to your aid office and follow the procedures that they ask you to follow to reclaim the money. voice-verified
Well, it can belong to you. voice-verified
You'd have to request it. voice-verified
You can't just expect it to be there for you. voice-verified
You'd have to talk to your aid office and request it again. voice-verified
But it's not this whole drawn-out process. voice-verified
It's just really a matter of filling out a form or talking to an aid officer. voice-verified
Thanks for having me. voice-verified
WSJ Your Money Briefing · Overlooked Student-Loan Repayment and Forgiveness Programs · 4 Mar 2021 podcast
There are reasons even someone who makes more money might consider being on an income-driven repayment plan. voice-verified
But you would want to look at all the numbers to figure out which way you're paying more and how your payments look each month. voice-verified
There are a whole bunch of factors to consider. voice-verified
Thanks for having me. voice-verified
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