Cheryl Winokur-Munk

speaker
1,406 appearances 26 recordings 2 series first heard Apr 2019 last heard Jun 2025

Cheryl Winokur-Munk’s voice in public audio — every appearance, attributed to the second.

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Appearances

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WSJ Your Money Briefing · Millennials Embrace Prenups for More Than Just Money · 16 Feb 2021 podcast
You become really attached to the pets. voice-verified
And you want to make sure that pets, just like children, there's provisions for them in the event of a divorce. voice-verified
Well, it's tricky sometimes with younger people because it's hard to know what you're going to be making in 30, 40 years down the road. voice-verified
You know, if you're doing a prenup in a second marriage, well, you kind of know what the financials are already. voice-verified
But if you're 20 years old and getting married... voice-verified
Who knows what's going to be in 15, 20 years? voice-verified
So the trick, according to the attorneys I spoke to, is to really be as flexible as you can. voice-verified
Let's say the couple decides to divorce within the first five years of marriage. voice-verified
No one would pay alimony, for example, in that case. voice-verified
But if the marriage lasts, say, five to 10 years, maybe that higher earning spouse would pay 20% of the difference in their incomes as alimony. voice-verified
or for a period of time, maybe equal to half their years of marriage. voice-verified
There might be a sunset provision. voice-verified
So say after 25 years, there's no alimony. voice-verified
People have to be careful if they're giving up the idea of alimony completely at the beginning, because you just never know. voice-verified
What if you're going to be a stay-at-home mom or a stay-at-home dad even? voice-verified
You don't want to box yourself in to make problems for yourself later on. voice-verified
People today have a lot more student debt than generations before. voice-verified
And they're also coming into marriages with significant credit card debt sometimes. voice-verified
And it's only normal for a spouse without that debt to not want to cover another spouse in the event of a divorce. voice-verified
So an advisor I spoke to was talking about a wife who came into the marriage with, I think it was $75,000 of debt. voice-verified
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