Cheryl Winokur-Munk

speaker
1,406 appearances 26 recordings 2 series first heard Apr 2019 last heard Jun 2025

Cheryl Winokur-Munk’s voice in public audio — every appearance, attributed to the second.

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Appearances

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WSJ Your Money Briefing · After Filling Out College Aid Forms, What's Next? · 4 Feb 2021 podcast
I mean, in some cases, these scholarships are worth a lot of money. voice-verified
And I think the scholarship providers want to know that it's going to students who are appreciative because otherwise there are so many people who need money. voice-verified
And if you're being chosen for something, I really think it's just the right thing to do. voice-verified
But you don't actually have to take everything you've been offered. voice-verified
So for example, a lot of times schools will just automatically assume you're going to accept the grant or scholarship because why wouldn't you take the free money? voice-verified
But when it comes for a loan, if you don't need it, you don't have to accept it. voice-verified
And you don't even have to accept the whole amount. voice-verified
Let's just say for argument's sake, you were getting a $2,000 loan, a federal loan. voice-verified
You don't have to take $2,000. voice-verified
Let's say you can only take $500. voice-verified
So taking federal loans in some cases can happen. voice-verified
help the student build credit, especially if the parent is planning to pay back that money. voice-verified
It's actually a tool that many families use to help their children build credit. voice-verified
But you don't have to take more than you think you need. voice-verified
Thanks for having me. voice-verified
WSJ Your Money Briefing · How the Fafsa Unlocks College Financial Aid · 4 Jan 2021 podcast
And it's really, really unfortunate because you're just leaving so much potential money on the table. voice-verified
Pell grants, grants are money you don't even have to pay back. voice-verified
Thanks for having me. voice-verified
Well, you'll be eligible for aid from the federal government. voice-verified
So that means grants, scholarships, and loans. voice-verified
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