Chloe Demrovsky

speaker

602 appearances 1 recordings 1 series first heard Jun 2026 last heard 24 Jun

Chloe Demrovsky’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 1 in all, peaking in Jun 2026 with 1.

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Disasters are all of the homes burning at the same time.

And so if that would typically happen once in a great while, it would eat up profits for that year.

And there would be kind of what they would call a non-repeatable loss.

And then they would make up for a few years of profit, a few quieter years.

We're not seeing so many quiet years anymore.

That's where the insurance companies are looking at and going, we're going to go out of business.

We can't pay all these premiums.

And the individual homeowners certainly are not going to be willing to pay premiums that are high enough to actually make a business model work.

That's why the insurance companies are pulling out.

I mean, a lot of kind of the name brand homeowners insurance companies haven't been in Florida for a long time.

Right.

So then you have kind of smaller players who might come in there, might be less trustworthy.

And then everyone's going to say, well, I don't trust the industry as a whole.

And that creates a big problem.

So the whole thing just doesn't work when there's no trust in the system, when there's no viable business model.

And then we are kind of looking to government to kind of make up for that shortfall and ultimately falls on the taxpayer.

Yeah, most of us do, right?

If you are lucky enough to own a home, it's usually your biggest asset.

That's where it starts with the information.

There is a lot you can do to understand what your insurance does and does not cover.

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