Chloe Demrovsky

speaker
602 appearances 1 recordings 1 series first heard Jun 2026 last heard 24 Jun

Chloe Demrovsky’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months
1 · Jun OctJan 26AprJulnow

Recordings per month over the last 12 months — 1 in all, peaking in Jun 2026 with 1.

Appearances

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Or they can't sell it because it's not insurable and people can't get a mortgage to buy it.
And most people buy with a mortgage, like 92% of people use a mortgage for their first time home purchase.
So if you can't get insurance, you can't get a mortgage.
Then you're looking for cash buyers.
There aren't very many of those.
So then houses sit empty and that can lead people to foreclosure and bankruptcy.
And that is just a terrible position for lots and lots of people.
And I don't want, I don't want that for people's future.
Of course, but you said it.
He did it after the fire, right?
So there's a lot of research on risk psychology of like –
We're really optimistic generally.
It's what gets us out of bed in the morning.
We are living with quite a bit of risk every day.
So during blue sky days, we don't want to think about the gray sky.
What you can do is understand that that is who we are and spend a little of the time on the kind of boring stuff of understanding where you are and what you have and what you can do during the blue sky time so that you're prepared for the storm.
So for one, we talked about reading the insurance policy, but also you should have a copy of it, not just the paper copy that they sent you that's somewhere in your home that is vulnerable to fire and flood.
You want to have it digitally backed up.
You can also have all of these important papers, you know, in Ziploc bags, in a plastic bin kind of thing.
But you also want them backed up somewhere in the cloud.
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