Chris Bates
speaker
1,659 appearances
5 recordings
1 series
first heard Jun 2021
last heard Dec 2022
Chris Bates’s voice in public audio — every appearance, attributed to the second.
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Appearances
Don't be intimidated by the process.
You know, 70% of loans go through brokers now.
As long as you pick one of the ones that are probably more apt
you know, someone who's actually up to date with everything that's happening and just get to pick their brain and figure out what you can do to improve your situation, how does servicing work and what can you borrow and how much deposit do you need and how does lenders mortgage insurance.
Really, it's an education process you want to go down.
And so, yeah, there's never too early, to be honest, as well, because, you know, sometimes change takes time.
And so, you know, it might need you to, yeah, you might as well start working on it now.
Yeah, I mean, absolutely.
On our podcast, we do a full forecast report and absolutely we think forecaster is more likely to be fooled and it's more luck than skill, right?
And we all know that.
Talk about that lots on your podcast.
I think what your first thing you've got to do with the property market though is to...
not going to look for forecasts, right?
No, no, don't open up the media and expect someone like, you know, is going to know what's happening to every property because it's not like shares per se.
It's, you know, 10 plus million properties out there and they all are performing differently.
So, when you've got the Australian property market, then you've got your capital cities, then you've got your regional towns, then you've got the more affluent areas and you've got the outskirts, you've got houses, apartments, you've got
townhouses.
You've got things on busy roads, things on quiet roads, et cetera.
So, you know, it's all about micro markets in property.
And what we're seeing though as a trend is, you know, absolutely there's been a big repricing event, you know, mainly down to the real shock that interest rates jumped from zero to 3% in under six months, right?
Showing 21–40 of 1,659 · page 2 of 83
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