Chris Bates
speaker
1,659 appearances
5 recordings
1 series
first heard Jun 2021
last heard Dec 2022
Chris Bates’s voice in public audio — every appearance, attributed to the second.
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Appearances
It's pointless.
I don't even need to look at it.
It's tough in those first 20s, 30s, even up to your 40s.
It doesn't look like you've got much in super.
But when you get to your 40s and your 50s, you go, wow, that's a lot of money.
I should take care of it.
That mentality needs to be in your 20s, you know, when you're still building it.
So, you know, you're super up.
It's the same with a mortgage.
It doesn't feel like you're reducing it fast, but you are.
You're just creating this snowballing effect.
And so the earlier you can get on top of it, the better.
So the first thing is you're already in a good place, right?
You're saving, right?
And so as long as you're building up money in buffers and you've got some money in your offset account as that buffer and you're on top of your mortgage repayment,
then yeah, potentially now's a good time to consider what your options are.
You know, do I keep just putting money into my offset account or should I look to get a better return on that and invest that money?
The thing that I think sometimes even financial planners, astounds me sometimes, don't get this because they don't understand finance.
What you really want to be doing is you can negative gear shares just exactly the same as you can negatively gear property.
You know, you can borrow to buy shares through equity in your property.
Showing 1321–1340 of 1,659 · page 67 of 83
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