Chris Naugle

And I asked him one day, I said, why don't you invest more?

And he said, I make too much money in real estate to give you any of that money.

I can make more in something that I control.

I'm like, okay.

So 06, I flip a house.

07, I flip another one.

And 08, I buy a dilapidated paint store that I was going to convert and develop.

into a three-unit strip mall where I was gonna move my main shop into it.

So literally it was brilliant because I'm sick of paying rent, now my tenants are gonna pay the mortgage and I'm gonna have rent-free access to this beautiful building.

You heard when I said I did that, right?

2008, yeah, the great recession.

So second recession literally brought me to my knees, almost bankrupt me.

And my girlfriend at the time was living at my house and she paid the bills so that I could continue on.

And that's the only reason I made it through it.

But through 2008, I basically struggled, but I also continued into real estate while doing all those other things.

And I built up a rental portfolio, which then I lost and I had to sell every one of them in 14 because banks just suck.

Let's just be honest.

Which put me onto the path that I'm on today of being your own bank because I had a bank literally take away 36 units because of their decision to literally not allow my line of credit to continue because I was at my debt to income ratio.

Something they didn't tell me.

It's just like that.