Chris Reedy

It's kind of like that scene in Oppenheimer where you're going to set the global atmosphere on fire.

Definitely an older crowd.

The cost of homes has gone up.

Someone needs to have a substantial down payment and be pretty stable in their economics to be able to afford a property.

While rents tend to go up with a fixed rate mortgage, a homeowner locks in their housing costs and actually can result in significant buildup in wealth over time.