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Claire

๐Ÿ‘ค Speaker
319 total appearances

Appearances Over Time

Podcast Appearances

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

We're on different timelines.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

I was already a little behind because I took six years out of saving.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

If I were to retire at 65, I'd retire really well.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

But

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

Neither of us wants to work forever.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

We'd like to retire at or before kind of normal retirement age, but we'd also like to spend as much of retirement together.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

And I think that

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

kind of inevitably means that I would need to retire early.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

And I think we haven't quite circled that square of how to do that or what options we have as far as, yeah, being able to do that.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

So I think we're very curious to hear kind of what our options are, or maybe some of the pitfalls of early retirement, if that was the option.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

I have heard of it.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

Yeah, it's nice.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

I do it primarily because I love dogs, but we also love travel.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

So I think it's kind of best of both worlds that I get that dog time, but then kind of none of the bad parts.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

And I like to put that money or so far I've been putting that money in a sunny day fund.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

So I have 12 months of expenses in a rainy day fund.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

But then I put all the dog sitting money into a sunny day fund to potentially pay for a honeymoon or whatever that ends up being.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

I think the big thing we've talked about is keeping our place in Austin as a home base and then doing, you know, one month stints abroad or in other places in the U.S.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

kind of what our options are as far as splitting that expense or especially given kind of longer term goals, we're in a unique position.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

And so it's hard to ask other couples kind of what they're doing.