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Claire

๐Ÿ‘ค Speaker
319 total appearances

Appearances Over Time

Podcast Appearances

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

You know, they'll have kids or they'll have different things going on.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

Find out if we have other options we might want to consider about how to split that expense.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

If I remember correctly, it's 50% of the mortgage payment.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

So, again, kind of goes back to that we are in the same as is where that number kind of came from as well.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

But especially given wanting to retire together, that also comes in to consideration of maybe that payment being different to maximize retirement savings or whatever that might look like.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

Oh, definitely.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

So I think that and kind of framing it in terms of maybe not paying for utilities is kind of the way of adjusting for building his equity kind of is a nice reframing for me.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

Like we said, we're still having some conversations in that area.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

I think this podcast has brought some up.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

So even last night, we talked about when we go out, making sure that that's more 50-50, that that's probably geared more towards Robbie covering it than feels fair.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

And so I think that was a nice reminder that we need to check in on this.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

Like the podcast has prompted those conversations, but that maybe every couple of months, it's good to just check in that everybody feels like it's being fairly distributed.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

We don't have traditional roles might be a way of phrasing it.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

We like the idea that we're both kind of equal partners.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

And I think, again, definitely the fact that we make the same money has just kind of inspired wanting to split things 50 50.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

I think, yeah, it's only the difference in timeline that has maybe prompted some thoughts into switching that up a little bit.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

pay rent or whatever but that that's something we would have to discuss i think if unfortunately that were to happen and it's definitely part of why i bolstered the rainy day fund because i work in tech and there's just kind of a constant threat of layoffs i just felt like six months maybe didn't feel secure enough that i wanted to make sure there was a little bit more in there

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

You know, we're trying to plan for the ideal scenario where everything works out, but it has crossed my mind and it's something we've talked about that in the event that this wasn't to work out long term, I want to make sure that I am not

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

you know, risking my comfortable retirement in order to coordinate our savings.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

So I'm wondering if there's anything I might consider or as far as, you know, maybe when I stop saving or exit the workforce to make sure that, you know, I'm not retiring earlier than I would necessary while still, you know, making sure that we spend as much time together in retirement as possible if it were to work out.