Clare Byrne

Coming back to the book, The European Union in 12 Objects, who is it for, Bobby?

Bobby, thank you for coming in and telling us about it.

That is Bobby McDonagh.

The Clare Byrne Show.

With Aviva Insurance.

Weekday mornings at 9.

On Newstalk.

Conversation that counts.

The Clare Byrne Show on Newstalk.

With Aviva Insurance.

Now, how difficult or complicated is it to get yourself on a long term and firm financial footing?

Well, let's find out with MD of D&G Financial Services, Cian Carroll.

Good morning, Cian.

Morning, Clare.

Thank you for coming in.

So before we think about building wealth, which sounds like a big mountain to climb, I know for many people, are there things that we need to sort out, a foundation that we need to put in place?

Well, let's imagine that we have those things done, that the expensive debt is dealt with and that there's a buffer there.

So then what do we do to try and slowly build this money for the future?

I suppose you have to have capacity to do all of this planning and saving you know even by you know if you want to increase your pension contribution by that small amount that you mentioned there 2% of your income you have to have that sitting there and you have to be you know have money left at the end of the month to be able

able to do that.