Craig (Host)

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2,633 appearances 53 recordings 1 series first heard Oct 2021 last heard 16 Jan

Craig (Host)’s voice in public audio — every appearance, attributed to the second.

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Aussie Real Estate Podcast · Siblings Buying Property · 19 Sep 2022 podcast

And I thought, well, let's discuss this this morning because it affects so many people. voice-verified

And joining us this morning is Brisbane-based finance consultant voice-verified

home loans and a very good morning to you victor welcome to the real estate breakfast thank you for having me so this is something that is really gaining a lot of traction a lot of people deciding to go in with siblings how popular have you seen this from your own experience voice-verified

And of course, what it actually does is it actually elevates somebody's buying capacity. voice-verified

And that's probably one of the key takeaways with this is that it does sort of jump you ahead of the queue of what you could otherwise do by yourself. voice-verified

Yeah, yeah, exactly. voice-verified

What are some of the questions that you get asked? voice-verified

So let's say a couple of siblings come along and they're talking to you and they're saying, okay, this is how much money we've got saved. voice-verified

Some of their concerns, what are those that are being raised to you that you're able to then in turn answer to siblings wanting to know some of the more trickier, finer details, I guess? voice-verified

So what happens in that situation where somebody loses their job? voice-verified

I mean, how do you talk through that with somebody's concerns? voice-verified

And Victor, what about the property and how that is going to be occupied before the siblings? voice-verified

Is that something that you advise them on? voice-verified

Is that something all sort of part of a contract? voice-verified

Yeah, so that's an interesting one because if one of the siblings perhaps got married and wanted to retain their half share, I guess they could find a tenant to rent their share. voice-verified

Is that sort of possible where somebody else moves in to take care of renting their share out? voice-verified

Okay, so if we've got siblings listening to the podcast right now, and I guarantee you there will be, what are your top three pieces of advice, Victor, to siblings listening right now that they've really got to think about and cover off in an agreement or a contract going in on this basis of shared equity of a home loan? voice-verified

Well, that's great. voice-verified

Thank you, Victor, sharing a little bit of light onto that for the siblings around Australia thinking about going into property ownership together. voice-verified

And thank you for coming on to the Real Estate Breakfast podcast this morning. voice-verified

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