Craig

The Real Estate Podcast.

And welcome to another episode of The Real Estate Podcast.

Well, we know that property is continually talked about.

You've only got to watch television news in the evening to get a sense of just how much coverage and analysis

from TV networks who are paying a lot of attention to the runaway booming property industry everybody is talking about it including us surprise surprise and we know if you are buying or upgrading an existing property that mortgage rates your borrowing capacity and how much deposit you need is a big part of that equation of doing that

And a mortgage broker shouldn't be skimmed over.

You really need to do your due diligence in this area as well.

And to help you understand all of this a little bit better, we're going to talk to Marissa Schultz from Rise High Financial Solutions.

Welcome to the Real Estate Podcast, Marissa.

And has it been a hectic start for you in 2022?

You know, there's lots of commentary at the moment.

As the year starts, there's all these commentators, economists, of course.

They all come out with their predictions, don't they, in terms of what they think is going to happen.

Can that be a little bit frustrating for somebody in the mortgage game like yourself?

And having a look at the borrowing capacity, how should people go about increasing their borrowing capacity to purchase more property in this market?

You know, it's interesting too, because some people run into some difficulty with credit cards, car loans, things like after pay.

How does all that impact?

Because it is going to have some sort of an impact on somebody's credit.

Okay, so that's the first part.

You've got two more parts.