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Aussie Real Estate Podcast

Mortgage Capacity Advice

13 Feb 2022

Transcription

What are the current trends in the mortgage market?

2.596 - 8.904 Marissa Schulze

It's The Real Estate Podcast brought to you by Ray White, the largest real estate and property group in Australasia.

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9.285 - 22.562 Craig

And welcome to another episode of The Real Estate Podcast. Well, we know that property is continually talked about. You've only got to watch television news in the evening to get a sense of just how much coverage and analysis

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22.542 - 47.615 Craig

from TV networks who are paying a lot of attention to the runaway booming property industry everybody is talking about it including us surprise surprise and we know if you are buying or upgrading an existing property that mortgage rates your borrowing capacity and how much deposit you need is a big part of that equation of doing that And a mortgage broker shouldn't be skimmed over.

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47.655 - 63.861 Craig

You really need to do your due diligence in this area as well. And to help you understand all of this a little bit better, we're going to talk to Marissa Schultz from Rise High Financial Solutions. Welcome to the Real Estate Podcast, Marissa.

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64.963 - 65.704 Marissa Schulze

Thanks, Craig. It's great to be here.

66.185 - 69.39 Craig

And has it been a hectic start for you in 2022?

69.623 - 86.94 Marissa Schulze

Oh, look, it's definitely started off with a bang. It's been extremely busy. I think we've still got record low interest rates. There's definitely still huge interest from buyers, lots of growth as well, which is great. So we're very, very busy and enjoying helping lots of people.

87.713 - 104.777 Craig

You know, there's lots of commentary at the moment. As the year starts, there's all these commentators, economists, of course. They all come out with their predictions, don't they, in terms of what they think is going to happen. Can that be a little bit frustrating for somebody in the mortgage game like yourself?

105.078 - 122.775 Marissa Schulze

I mean, that's always been the case. There's lots of people that have their predictions. And I guess the reality is no one knows exactly what's going to happen when it's going to happen. I guess there are some fundamentals that we do know. It's just the timing that we need to confirm. So, you know, for example, we do know that interest rates will eventually go up.

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