Dalene (Dalene Higgins)

speaker

7,184 appearances 42 recordings 1 series first heard Dec 2024 last heard 4 Aug

Dalene (Dalene Higgins)’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Aug 2026 with 1.

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Wealthy After 40: Retirement Planning and Budgeting for Gen X · Can We Retire Sooner Than Planned? · 8 Jul 2025 podcast

Yes, we need to identify if there's anything else.

You know, life insurance.

Are there any benefits that you want to keep that they give you?

Explore what those are.

And if they are important to your finances, important to you being able to

you know, assert the risk, you know, offset that risk of things, which is what health insurance is, then we need to find out what the cost of that is going to be to replace that.

Now, if you're both working, it might be the other spouse has another option for health insurance.

There's definitely a lot to explore.

The third question is for the individual retiring,

Will this be a full retirement, partial retirement, just a break, or is this like a career pivot?

And why is this important?

Well, you're not going to need to replace 100% of that income.

And understanding that will help you really get to what is the true cost of

of this person retiring?

What is that true cost that remains after all of these adjustments, all of these additions, making sure that you're exploring the holistic picture of it?

And just what is that true cost?

Going back, reflecting with my husband and ready to retire, he's like, I'll just go back to work after.

I'll find another place.

Well, emotionally, I was like, I don't want you to be tied to something that's not good.

We've already done that.

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