Dalene (Dalene Higgins)

speaker

7,184 appearances 42 recordings 1 series first heard Dec 2024 last heard 4 Aug

Dalene (Dalene Higgins)’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Aug 2026 with 1.

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Wealthy After 40: Retirement Planning and Budgeting for Gen X · You’ve Been Told to Save for Retirement...Now What? · 4 Jul 2025 podcast

We've got to set it aside.

We've got to wait for it to grow.

We've got to wait for it to be, you know, the timing.

401s, you have to be 59 and a half.

There are some stipulations at 55.

Just going to throw that in there.

But while that is happening, right, they kind of leave you hanging.

And I think that's the bigger problem is we are unsure what is retirement planning and what can I do now to help me get closer to my goal.

You desire this really good retirement.

I hope you do.

And you deserve it after all of the years you've worked.

And really, you're just like, I wish I knew what steps to take.

What can I do?

What can I do while I'm waiting for that savings to grow?

You know, we're told to, you got to do the work, you got to put in the work to get the reward.

And so leaving us just saving is really not allowing us to do any work.

This episode, I have three steps to start your retirement planning process.

Step one, get your current finances in order so you know how much you spend, which helps you know how much you'll need.

You have got to understand what is going on with your money in your current financial situation.

Knowing how much you spend, where you spend it, how you spend it, why you like to spend it, all of those things will help you calculate how much you're going to need.

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