Dalene (Dalene Higgins)

speaker
7,184 appearances 42 recordings 1 series first heard Dec 2024 last heard 4 Aug

Dalene (Dalene Higgins)’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Aug 2026 with 1.

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Step one was understanding our current finances.
Step two is understanding our future the best you can.
I know some of you are like, well, I don't even know what that's going to be.
I talked about it even in the last episode.
Most of your expenses are carrying forward.
You've got to believe in those expenses.
In this episode with retirement planning, I've really got to know how these factor in moving ahead.
What does that look like?
So that I know how much more I'll need.
And then step three, we've really got to lean into budgeting.
And I know that is such a topic
Such a word that a lot of people don't love.
But budgeting both of these scenarios will help you see how much money you need in retirement, affecting that overall number, which is your savings that is growing right now.
And how can I look at them through this framework to know if I'm on the right track?
really understanding the elements of what makes up retirement planning.
Now, these are just three steps to start your retirement planning process.
There are some other factors that you can do that you can see, but this is the foundational.
This is where you want to start and really get solid because once you have these in place, the rest of them can be maneuvered.
And as I like to say, massaged in such a way to number one, maybe you want to retire sooner or maybe you want to have an alternative option and you want to see what that looks like.
The budget is going to help you script those scenarios.
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