Dalene (Dalene Higgins)

speaker
7,184 appearances 42 recordings 1 series first heard Dec 2024 last heard 4 Aug

Dalene (Dalene Higgins)’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Aug 2026 with 1.

Appearances

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Every time I get some money saved up, something inevitably happens and I have to use it.
Frustrating, right?
I know you can relate.
I hear this from many of my clients, many of the people I talk to.
And I know, you know, as an individual, you're being smart with money, but you feel like life keeps interrupting your plans.
Well, I have the solution for you.
Okay, the solution is to build sinking funds instead of just emergency funds.
This is an often overlooked strategy and is the biggest stumbling block I see for individuals.
They don't know about these, they're not sure about this, or they're just trying to save a one lump emergency fund.
Man, the struggle I had on my journey for that and was able to get myself through it and finally found a community where people are teaching it and talking about it in a different way.
That's what I am sharing with you today.
This small shift could be what finally helps you, number one, feel like you're making progress and then bolster that belief that you can retire.
So maybe you've tried budgeting, cutting your spending, working overtime to help solve this problem, but you're still left feeling stuck.
This was my client.
She came to me and she says, I just spend too much.
I'm creating so much debt.
I need your help.
And as we started working together, she said, you know, I understand budgeting.
And she did.
She had her own system, but it wasn't working.
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