Dalene (Dalene Higgins)

speaker
7,184 appearances 42 recordings 1 series first heard Dec 2024 last heard 4 Aug

Dalene (Dalene Higgins)’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months
1 · Aug OctJan 26AprJulnow

Recordings per month over the last 12 months — 1 in all, peaking in Aug 2026 with 1.

Appearances

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And when they are that quickly, it's like, oh my gosh, how am I gonna be able to do this?
Well, after you pay that in two months, then you've got 12 months left
to start saving that amount again.
Don't write it off because you've paid it.
You've got to stick money away.
These expenses happen on the regular, but we forget them because it's not monthly.
And it's not, you know, the often, so we forget about them.
We forget about them.
Not because we mean to, but just because life usually happens on this pattern and that's what you remember.
Some other things to consider for this portion of your sinking funds.
Kids' birthdays, Christmas, summer vacation can be in there as well.
You know, these things that you do on the regular have happened on the regular.
You've got to have it set aside.
I've always said when people are like, oh, gosh, Christmas, I don't have money.
Okay, Christmas comes every single year, December 25th.
So on December 26th, we need to start planning for that next year.
And I know that is a hard concept, but if you can start tackling that one thing today, the rest of it will start making sense.
How much did you spend?
Do you want to spend that again?
Was it a little over or is it going to be less because somebody is not going to be around?
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