Dalene (Dalene Higgins)
speaker
7,184 appearances
42 recordings
1 series
first heard Dec 2024
last heard 4 Aug
Dalene (Dalene Higgins)’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 1 in all, peaking in Aug 2026 with 1.
Appearances
You've got to meet that deductible before the insurance will kick in.
If it's your fault.
not speaking about that, the same with your home.
If you can claim it on your insurance policy, you've got to have that deductible money set aside.
That safety net, that feeling of, oh yes, crap, this happened, that was awful, but I'm going to lean into my insurance and they need, you know, $500, $1,000 before they get started.
Set that aside.
Start thinking in this sense of those expenses first.
That is how you are going to build your stability.
That is how you're going to be just like my client and be able to pay off your debt and increase your savings because you're not overspending for those things that you forgot.
I know it may seem counterintuitive, but three months and she was able to figure it out.
Let me cover those real quickly.
Again, sinking funds...
Without implementing this in your budgeting system, in your money management system, is a big stumbling block.
This is going to be your reason for continuing to use that credit card or like my client, the feeling that she was overspending.
And it wasn't true.
She wasn't overspending.
She was forgetting these things.
And so then she's like, oh my gosh, I spent all my money and I have to pay for this, which she knew she was committed to.
We've just got to prioritize how that's coming through.
Now, as I say that word prioritize, yes, these should be prioritized, but I also want you to prioritize retirement savings.
Showing 621–640 of 7,184 · page 32 of 360
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