Dalene (Dalene Higgins)
speaker
7,184 appearances
42 recordings
1 series
first heard Dec 2024
last heard 4 Aug
Dalene (Dalene Higgins)’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 1 in all, peaking in Aug 2026 with 1.
Appearances
I made sure I was spending my money where I wanted and freeing up what I could for retirement savings.
I spent a lot of time budgeting.
I really do believe budgets have power and I help my clients really lean into this and understand this.
Second, I defined my savings rate.
I've talked about that before on the podcast and I worked on increasing that rate as quickly as possible.
I believe my rate was right around 10% when I started and in that 13, 15 years, because I did 15 years, I got it up past 20%.
I then also created savings not only towards retirement, but for stability as well.
I made sure I had my sinking funds ready for any emergency, anything that happened.
I was able to replace a roof, a home remodel we did, and an air conditioner had to be replaced.
Those are just a few things that happened during those 13 years.
The fourth thing I did was I learned how to enjoy my money better.
In the present, while I was enjoying all the things, but also while still being intentional about preparing for the future.
The fifth thing I did, and this is probably where I got most growth, but it could be frustrating, was I spent time reading and learning and asking questions where I could about retirement planning.
What do I do next?
What does this mean?
All of those things.
I honestly didn't know if I was on the right path.
I had not come across anything that said step one, step two, step three.
But I did feel like I was making progress.
This took time.
Showing 921–940 of 7,184 · page 47 of 360
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