Dalene (Dalene Higgins)

speaker

7,184 appearances 42 recordings 1 series first heard Dec 2024 last heard 4 Aug

Dalene (Dalene Higgins)’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 1 in all, peaking in Aug 2026 with 1.

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Wealthy After 40: Retirement Planning and Budgeting for Gen X · How to Overcome Retirement Decision Overload · 4 Aug 2026 podcast

But you need to increase your retirement contributions by 1%. matched

Inside my coaching, I either have a fast track or a more moderate track. matched

And it's up to clients to decide how quickly are they going to raise this contribution in the percentage of one, whether it's monthly or quarterly, or maybe even slower than that. matched

What feels good is what's important. matched

The second thing you could try is if you have that feeling about spending, whether you're like, okay, is this going to put me off track or I really should be better with my spending? matched

I know a lot of people feel that way. matched

But I want you to track spending for two weeks. matched

It doesn't need to be long. matched

And honestly, it doesn't need to be all of your spending either. matched

Thinking through what causes you the most grief or what you're like, wow, that's a lot of money. matched

I need to be better. matched

Track it first. matched

Track it before you make that decision of what you're going to do to quote fix it. matched

The third thing is get to work on paying off one debt. matched

Just one at a time. matched

It's not all of your debt. matched

Just one thing. matched

And how are you going to do that? matched

And start moving forward. matched

Number four is open a sinking fund. matched

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