Dalene (Dalene Higgins)
speaker
7,184 appearances
42 recordings
1 series
first heard Dec 2024
last heard 4 Aug
Dalene (Dalene Higgins)’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 1 in all, peaking in Aug 2026 with 1.
Appearances
How does that all work?
matched
You're going to have tax deferred.
matched
You're going to have taxable income and just understanding that.
matched
I would really, really strongly suggest understanding that the best you can before going in and getting support from a financial planner.
matched
Area number six, smart debt strategies.
matched
You have a plan to pay off high interest debt before retirement.
matched
I highly suggest not heading into retirement with that credit card debt, that high interest debt,
matched
Really make sure that you have that plan to get that paid off.
matched
Secondly, I know how much debt, if any, because we've talked about some people not wanting to pay off their mortgage and other people do, but knowing how much debt you will carry into retirement and how it will impact your budget.
matched
That's going to be a factor in that FI number.
matched
So make sure you understand that.
matched
And then the last thing in this area is
matched
is that you understand how you're going to manage that mortgage in retirement if you're taking it with you, and also how you're going to manage debt.
matched
How are you going to purchase a vehicle?
matched
How are you going to extend yourself with credit in different ways?
matched
Just have a plan.
matched
Just be prepared.
matched
Make sure it is thought through and not just that is your default.
matched
The last area, expand your financial know-how.
matched
The first six areas are specific and helping you get into the basics of retirement readiness.
matched
Showing 1261–1280 of 7,184 · page 64 of 360
← Previous
Next →