Dalene Higgins

speaker

13,483 appearances 100 recordings 1 series first heard Dec 2024 last heard 4 Aug

Dalene Higgins’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 46 in all, peaking in Oct 2025 with 7.

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And then the online calculator gave you a completely different answer. voice-verified

And suddenly retirement... voice-verified

not only feels overwhelming, but impossible. voice-verified

So you either panic or avoid it. voice-verified

Hiding from it takes away that worry, that nag that you'll never be able to do it. voice-verified

And so honestly, you just surrender and tell yourself, I guess I'll just work longer. voice-verified

But the issue isn't a lack of information. voice-verified

The issue is that none of it is personalized to you. voice-verified

This was the exact story of a client who had come to me with that fear. voice-verified

I'm not on track. voice-verified

I don't know that I need to make changes so I can get there. voice-verified

She was still trying. voice-verified

That's the way most of my clients are. voice-verified

I'm being told one thing, but I want to make it happen. voice-verified

As we sat down, we reviewed all of her numbers. voice-verified

We put them in the formula I've given you multiple times on this podcast. voice-verified

And I said, you know what, according to what you're spending and these calculations, you are on track. voice-verified

There was such a huge gap from the retirement online calculator to what we actually formulated. voice-verified

And if you remember me talking about this formula is used heavily and has been for years in that FIRE community. voice-verified

She quickly went from panicked to relieved to excited because for the first time she could see the path. voice-verified

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