Dalene Higgins

speaker

13,483 appearances 100 recordings 1 series first heard Dec 2024 last heard 4 Aug

Dalene Higgins’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 46 in all, peaking in Oct 2025 with 7.

Appearances

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Wealthy After 40: Retirement Planning and Budgeting for Gen X · Why Your Retirement Number Should Be Personalized · 23 Jun 2026 podcast

One thing that you need to start with. voice-verified

And I had my client say it the other day to me. voice-verified

I am always talking about clarity. voice-verified

And that is where I want you to start. voice-verified

Get clear on your monthly expenses. voice-verified

Not with any judgment. voice-verified

not with any, I'm looking at this. voice-verified

I want you to just know how much does it cost for me to exist or with my spouse every single month. voice-verified

That's it. voice-verified

Don't worry about your retirement number yet because this piece is piece one of how many that went into that formula. voice-verified

The more clear you are on this, the better this is dialed in voice-verified

This builds a stronger foundation. voice-verified

So it's not that hard. voice-verified

It's not going to take a lot of time. voice-verified

And then from there, over the next 90 days, you will then define your personalized retirement number. voice-verified

Then you will understand better what's driving that number, seeing that gap. voice-verified

And remember, I've just talked about in that gap are three levers. voice-verified

Savings, debt, and expenses. voice-verified

You've done a lot of work on expenses if you listen to my action step from this episode. voice-verified

And as you look at those levers and as you start getting into the strategy within each one, you will start seeing your retirement progress accelerate. voice-verified

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